Synchrony FinancingFlexible Ways to Pay

YOU DON’T HAVE TO DO EVERYTHING AT ONCE.

Sometimes your vehicle needs more than you planned for. That doesn’t always mean every repair needs to happen today.

We’ll explain what we find, help you understand what needs attention now and what can wait, and work with you to create a service plan that fits your vehicle and your budget.

Maybe you take care of the most important repairs today and come back next week or next month for the rest. Your service plan is built around you, your vehicle and what it needs.

FAQ

Financing subject to credit approval. Terms and availability vary by financing product. Synchrony Pay Later loans and Synchrony Car Care credit card accounts are provided by Synchrony Bank. See applicable financing agreement for complete terms.

*No Interest if Paid in Full within 6 Months on purchases of $199 or more made with your Synchrony Car Care credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Gas station purchases are not eligible for Promotional Financing. This is a Deferred Interest Promotion. To learn more about how Deferred Interest Promotions work, click here.

** Subject to credit approval. Valid everywhere Synchrony Car Care is accepted in the U.S., including Puerto Rico. Click here for merchant locations. Acceptance of the Synchrony Car Care credit card is also determined by the merchant category code (the “MCC”) associated with the merchant. An MCC is a four-digit classification code that is assigned to a merchant by the merchant’s payment card network or merchant processor based on the predominant business activity of the merchant. Synchrony Bank does not assign nor has responsibility for the assignment of MCCs or evaluates what MCC should be assigned to a particular merchant.

*** New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.

****Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase.